Sabtu, 07 Mei 2011

Personal Injury Protection - PIPs in the US

Protection against personal injury is applicable in case of accidents involving vehicles and passenger cars. Often referred to as PIP, personal injury to have a policy to protect a kind of extension, coverage auto insurance in whole or in part the result of an accident. The press often gives medical costs money and generally takes priority, if any.

However, protection against personal injury is not available in the U.S. and in some states, the law is mandatory and that all insurance companies serving the PIP of the State under their insurance policies means. The only difference is that the coverage varies depending on the state. For example, some states or medical expenses or just the necessary monetary settlements. However, there are states like Michigan, which provides permanent protection against injury to the insured and the injured. In addition, PIP covers only a portion of the costs, but should completely cover.

There are also cases where the insurance company temporary expenditure of the applicant and pay for the loss of the insured and to recover what they paid for insurance of the person is negligent if the Case closed. So what? This is very convenient for the insured, as there is in the process of negotiating an agreement to participate. Carriers will fight what he does, what and how much is received or paid by subtracting the cost. Negotiators are creatures of evil, and are a good time if you do not need to do to attend or participate in such nhttp://www.blogger.com/img/blank.gifegotiation process.

Another type of tube is covered not only insured but also those involved in the incident together, and the payment of the cost of the loss, medical or funeral. However, the insured is, of course, the first priority. But it is very convenient for those who do not need to be involved in the incident, but are inevitably involved. Examples are pedestrians and damage to several private properties.

Depending on each state, the IPP of a few thousand dollars to hundreds of dollars (about $ 1000 to $ 250,000) amount. If possible, please submit your insurance for the hospital, if the income is a direct result of an accident. This is important because insurance companies pay a third party who is not required, medical bills, but it is your insurance.

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